Scope of Financial Planning / Investment Suitability Review

1. Full Personal Review
   1. Family
   2. Extended Family
   3. Current Lifestyle Needs and Wants
   4. Future Lifestyle Needs and Wants
2. Full Financial Review of Family
   1. Income & Cash Flow
   2. Balance Sheet Items.
3. Full Financial Risk Review of Family
   1. Homes
   2. Other Real Property
   3. Personal Automobiles
   4. Other Vehicles
   5. Family Health Issues
4. If Business Owner:
   1. Full Financial Review of Business
   1. Income & Cash Flow
   2. Balance Sheet
   1. Separate Return of Labor vs. Return on Capital
   2. Full Financial Risk Review of Business
   1. Commercial Property
   2. Commercial Contracts
5. Full Investment Position Review
   1. Valuation Analysis
   2. Taxation Analysis
6. Full Investment Risk Review
7. If Business Owner:
   1. Comparison of Incremental Investment Returns vs. Incremental Business Capital Return
8. Setting of “Normal” Asset Allocation Mix
   1. Client Understanding of Rationale for Deviation from “Normal” when appropriate, with the full knowledge and acceptance by the client.
9. Planned Future Investment Capital Contributions
10. Time Horizon of Asset Accumulation Period
11. Time Horizon of Asset Utilization Period
12. Estate Planning / End of Life Issues
    1. Will & Trust(s) Review
    2. Matching Account Titles and Beneficiaries with Wills & Trust(s)
    3. Legacy Planning for Children
    4. Dyansty Planning for Grand-Children and Future Generations
    
    
    

Learn more here: Becoming a Client

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Please have an Alpha Investment Advisor Contact me.